Age With Confidence
And Grace
During retirement and beyond, many aging Americans require the assistance of family members or friends to manage their finances, health, and other affairs. They often believe that their family members will be able to take care of any issues that arise. While...
You expected your parents to develop some difficulties as they got older, but you never dreamed you’d learn that your mom or dad was developing dementia or showing signs of Alzheimer's before age 65. Unfortunately, that’s becoming far more common. In 2013, only...
When you are ready to retire, you will have to prepare for the loss of your private health insurance. With rare exceptions for executives and other highly-compensated professionals, most retired adults depend on Medicare for their basic health care needs. For some...
Effective October 18, 2018, the Department of Veterans Affairs (VA) has new rules regarding the eligibility of applicants applying for pension. These benefits are available to wartime Veterans and surviving spouses of wartime Veterans who are disabled and/or have...
A durable power of attorney is one of the most important estate planning documents you can have.It allows someone who you appoint (your agent) to make decisions on your behalf in the event you become incapacitated. If you have not appointed an agent then your friends...
Having a special needs child has many challenges. One of the toughest challenges faced by many parents is knowing how to best care for their special needs child as they reach adulthood. There are many areas that need consideration when planning for the transition of a...
Roughly half of all Americans don’t have a will, so if you’ve already taken this vital step to protect your assets and successors then congratulations are in order – you’re already ahead of the curve. While a will is a necessary document that every person who owns...
One day William’s daughter read in an article that a will was not the best way to leave property to heirs. Wills often involve long and expensive court proceedings and there are other, more-efficient ways to pass on savings to family. But William was a person who knew...
A letter of instruction can be a beneficial piece in estate planning. It is an informal document that will give your loved ones important information about personal and financial matters after your death. Letters of instruction are not legally binding and do not...
Long term care (LTC) is a term that has many facets to its definition. It is comprised of a variety of services that meet medical and non-medical requirements for people who cannot care for themselves for long periods of time. It is a highly individualized care system...
