Age With Confidence
And Grace
A special needs trust is often created and funded by families who care for a loved one with special needs. It can provide peace of mind to improve a family member’s future quality of life without jeopardizing their eligibility for government benefits. However,...
Families can face challenges dealing with and formalizing the inheritance of values and assets, especially if they wait too long to start teaching values. Undoubtedly the best time to teach and empower your children as eventual inheritors of your family legacy is...
During retirement and beyond, many aging Americans require the assistance of family members or friends to manage their finances, health, and other affairs. They often believe that their family members will be able to take care of any issues that arise. While...
You expected your parents to develop some difficulties as they got older, but you never dreamed you’d learn that your mom or dad was developing dementia or showing signs of Alzheimer's before age 65. Unfortunately, that’s becoming far more common. In 2013, only...
Effective October 18, 2018, the Department of Veterans Affairs (VA) has new rules regarding the eligibility of applicants applying for pension. These benefits are available to wartime Veterans and surviving spouses of wartime Veterans who are disabled and/or have...
A durable power of attorney is one of the most important estate planning documents you can have.It allows someone who you appoint (your agent) to make decisions on your behalf in the event you become incapacitated. If you have not appointed an agent then your friends...
Roughly half of all Americans don’t have a will, so if you’ve already taken this vital step to protect your assets and successors then congratulations are in order – you’re already ahead of the curve. While a will is a necessary document that every person who owns...
A letter of instruction can be a beneficial piece in estate planning. It is an informal document that will give your loved ones important information about personal and financial matters after your death. Letters of instruction are not legally binding and do not...
Estate planning is important for people of all ages, but as we age, the need for planning becomes even more critical. Many people avoid estate planning, because they do not want to think about the end of life, failing health or disability. Others believe that an...
Meet Charlie, a 72-year-old Vietnam veteran. All of Charlie’s life, he’s done everything on his own and rarely accepts help from others, even more rarely will you find him admitting he needs help. He is stubborn as a mule and strong in his convictions, chiefly of...
